# NT Earn

<figure><img src="/files/x0DLKfVSagG82CxvqKXO" alt=""><figcaption></figcaption></figure>

## 策略详解

**NT Earn** 是一款基于 Neutral 策略金库构建的被动收益产品。它通过动态配置跨市场顶级借贷资金池，有效分散交易对手风险并优化风险调整后收益，为您的 USDC 资产创造持续稳定的被动回报。

使用 NT Earn，您仅需提供 USDC 流动性即可赚取具有市场竞争力的年化收益，其余所有操作均由我们全权处理！

## **策略运作机制**

当您将资金存入 NT Earn 后，系统会自动将其分配到 Solana 上表现优异的 DeFi 借贷市场中。

这让您以完全被动的方式获取收益，无需任何主动管理。

### **合作市场**：

* **Kamino (配置于多个 Kamino 借贷市场的** [**“Max Yield”**](https://app.kamino.finance/earn/lend/67dqmR76uAbjX6e81A1ganKv3ou31WUMEdeWJkwVfeXy) **金库)**
* **Drift**
* **Jup Lend (即将上线)**

### **核心差异化优势**:

我们的核心差异？我们针对每个借贷市场进行精细化优化。其他产品可能仅关注收益最大化，而我们还综合考虑以下因素：

* 资金利用率
* 存借上限规模
* 资金池规模
* 供需波动周期
* 日均交易量与波动率

### **资金流向总览**:

{% @mermaid/diagram content="flowchart TD
A\[User deposits into NT Earn] --> B\[Funds are allocated]
B --> C1\[Yield strategies: Kamino,
Drift, Jup Lend...]
B --> d\[(SECRET ALPHA)]
d --> D
C1 --> D\[Passive yield to user]

" %}

### **赎回周期与费用**:

* 本产品不收取任何费用。
* 为优化流动性管理并保障策略收益，用户赎回操作设有**1 天的短期锁定期**。

## 存入链接：

{% hint style="info" %}
<https://www.app.neutral.trade/earn>
{% endhint %}

***

启用日期 - 2025-08-04


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