💸NT Earn

NT Earn is a passive yield product built on top of Neutral Strategy Vaults. NT Earn dynamically allocates to the top lending pools in multiple markets to diversify counterparty risks and maximize risk-adjusted yield, generating passive returns for your USDC.
Our major difference? We optimize down to each lending market.
While others may focus solely on maximizing yield, we also consider other factors, such as the utilization ratio for liquidity risk, pool size, and supply and demand oscillations, with a constant assessment of average daily volume and volatility to mitigate risk. Supply and borrow caps are also critical for risk mitigation.
With NT Earn, users can effortlessly provide USDC liquidity to earn a competitive APY while we handle everything else!

How-It-Works
When you deposit into the Earn Vault, your capital is automatically distributed across top-performing DeFi lending markets on Solana:
- Kamino (Our Max Yield vault that allocates to multiple Kamino lending markets) 
- Drift 
- Jup Lend (Coming soon) 
This gives you passive exposure to yield — with no active management needed.
Flow Overview
Features
- Passive yield exposure across multiple DeFi platforms 
- Automated strategy allocation — no manual rebalancing 
- 1-day withdrawal cooldown to allow for safe unwinding 
- No deposit or vault fees 
Funds are diversified across multiple platforms and strategies.
Redemption Period & Fees
There are no fees on this product. The goal is to direct liquidity to different lending pools to make the market more efficient and provide a return of capital to our users.
To optimize liquidity and returns, deposits come with a brief 1-day redemption period.
Deposit here
TLDR
- Earn Vault allocates your capital to DeFi strategies for passive yield 
- 100% managed by Neutral’s smart contracts (Audited twice) 
- Zero fees 
Launch date - 4th August 2025
Last updated
